A recontribution strategy lets you withdraw part of your super and put it back in as a tax-free contribution, helping reduce the tax your adult children may pay one day. In our recent client example, this approach could save more than $120,000 in future tax and create a more efficient estate plan. If you’re retired or approaching retirement, this may be a smart way to protect your family’s future - read the full article to learn more.

Midlife is one of the most important financial turning points - and the Australian Financial Review recently featured our insights on exactly why.
For many Australians in their 40s and 50s, this is when retirement stops feeling far away and becomes something real to plan for. From boosting super and managing debt to reviewing insurance and refining investment strategies, the decisions you make now can have a major impact on your lifestyle later.
If you're ready to create a clear and confident financial plan, this article is a great place to start.

The government has confirmed key updates to the proposed tax changes for super balances over $3 million, starting 1 July 2026. The good news? You’ll only be taxed on realised earnings (actual income, not paper gains), and both the $3 million and $10 million thresholds will be indexed to inflation. These practical changes make the system fairer and more sustainable.

Thinking about retirement? It’s one of life’s biggest transitions - financially, emotionally, and personally. Whether you’re planning to slow down, explore new passions, or simply enjoy more time for yourself, the right preparation can make all the difference. This article covers what to consider before you take the leap and how to set yourself up for a confident, fulfilling retirement.

Feeling unsure if your super will be enough for retirement? You’re not alone. With the right advice and a few smart strategies, you can boost your savings, reduce tax, and move toward retirement with confidence. 👉 Read the full story on how small changes can make a big difference to your retirement plan.

From October, first-home buyers can purchase with just a 5% deposit under the First Home Guarantee - without paying costly Lenders Mortgage Insurance. This change could save thousands upfront and help young Australians get into the property market sooner. If your children, grandchildren or anyone you know is looking to buy, we can connect them with our trusted partner, Presidio, for expert loan guidance.

Australians love to travel and explore the world - but when it comes to investing, we often stay close to home. Many investors prefer local shares, especially those that pay dividends, and feel more comfortable with familiar brands. Concerns about currency risks have also played a role in this home- focused approach.

1 November 2025, the Federal Government will introduce a new Support at Home Program and make changes to how residential aged care is funded. These updates are based on recommendations from the Royal Commission, which found that the current system can be confusing, lacks transparency, and is financially challenging for many aged care providers.

Earning a strong income doesn’t automatically equal financial freedom. Many professionals and business owners face the same frustrations as anyone else — because without strategy, money slips away. 👉 Read the full article here

For many high-income earners, the challenge isn’t cash flow - it’s efficiency. Paying off the home loan feels safe, but it may tie up capital that could be working harder. That’s where debt recycling comes in. 👉 Read the full article here

Receiving a life insurance payout can be life-changing, but knowing how to use it wisely is key. From replacing lost income and paying off debts to investing for the future, taking the right steps can help provide long-term security for loved ones.

Financial protection is more than just insurance — it’s about safeguarding what you’ve built and securing your future. From diversifying investments and building an emergency fund to smart superannuation strategies and estate planning, proactive risk management keeps your finances on track no matter what life brings.

It’s the new financial year! Now is the perfect time to take stock of what’s ahead in terms of superannuation, aged care, and other rules. It’s also a great opportunity to review your financial position, set new goals, and make a clear plan for the year ahead.

Here are a few rule changes that might create opportunities for some and, perhaps, risks for others.

There’s been plenty of discussion around the proposed new tax on large super balances—and while it hasn’t been legislated yet, it’s important to understand what could be coming.

We break down what’s proposed, the possible impacts, and why June 30 will be a key date to watch.

👉 Read the full article to see how it could affect your long-term planning.

For many high-earning professionals, wealth is growing—but so is the complexity. There’s income coming in, but no clear picture of where it’s going or how it’s working for you. You’re not alone. The truth is, even successful people can feel financially disorganised behind the scenes. And often, it’s not about lack of discipline—it’s about lack of strategy. 

Here’s how clarity changes everything. 

Divorce is an emotionally and financially complex time—and for many women, superannuation is one of the most overlooked (yet significant) assets in the process. Whether you’re preparing to separate or navigating a property settlement, understanding how super works in divorce is critical to protecting your future financial wellbeing. 

Here’s what you need to know—and how to make confident, informed decisions. 

If you’re in your 30s or 40s and earning well, you’re in a strong position to build long-term wealth—and one of the most powerful tools at your disposal is your superannuation. 

The earlier you start making smart super contributions, the more you benefit from compound growth and generous tax concessions. And the best part? It doesn’t require huge sacrifices. A few small, strategic actions now can make a significant difference to your retirement outcomes later. 

When your income increases, it’s only natural to upgrade your lifestyle a little—nicer dinners, better holidays, maybe a new car. You’ve worked hard, and you should enjoy the rewards. But when spending quietly rises to match your income, it can slow down your ability to build long-term wealth. 

This is known as lifestyle creep—and it’s something many successful professionals experience, often without even realising it. 

Following the release of the Consumer Price Index (CPI) for the December 2024 quarter on the 29th of January, it is now confirmed, based on current legislation, that the general Transfer Balance Cap (TBC) will be increased from $1.9M to $2M from 1 July 2025.