https://www.yourvisionfinancial.com.au/articles daily 0.75 2026-03-20 https://www.yourvisionfinancial.com.au/articles/what-is-an-investment-risk monthly 0.5 2026-03-20 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1773986161404-4OJ13F28ZX1D85K89PBQ/unsplash-image-EMPZ7yRZoGw.jpg Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/9fc82812-f11b-48ca-97b3-719fa3f31e2c/Illustration+1_investment+risk.png Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/a63b8d20-b184-4c26-9ba8-3b505b17c434/Illustration+2_investment+risk.png Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/b5e362cd-d0c4-4c22-b4da-daa7c44194cc/Illustration+3_investment+risk.png Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/4da37024-1617-4770-8c05-448d83019433/Illustration+4_investment+risk.png Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1773986277284-F4XO117FLLLC9EGYDUV1/unsplash-image-Iq9SaJezkOE.jpg Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1773987017846-7O4BQDIFQXZJBHI419CE/unsplash-image-8lnbXtxFGZw.jpg Articles - What is an Investment Risk? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.yourvisionfinancial.com.au/articles/payday-super-is-coming-what-small-business-owners-need-to-know monthly 0.5 2026-03-19 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1773909579445-RUJ4MTGU5OUFGWBYP3Y0/unsplash-image-376KN_ISplE.jpg Articles - Payday Super is Coming: What Small Business Owners Need to Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1773909649692-JY93OE1OI2HTWK777RJO/unsplash-image-oRSpQstvpW8.jpg Articles - Payday Super is Coming: What Small Business Owners Need to Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1773909664649-H5FYWDL86VE1XCVTM3F0/unsplash-image-K0c8ko3e6AA.jpg Articles - Payday Super is Coming: What Small Business Owners Need to Know - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.yourvisionfinancial.com.au/articles/market-update-escalation-in-the-middle-east monthly 0.5 2026-03-19 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/0ae74707-7062-41da-beb4-200992d1044b/market+update+1.jpg Articles - Market Update: Escalation in the Middle East - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/db3cde99-9606-43eb-a858-07c8d2255c64/market+update+2.jpg Articles - Market Update: Escalation in the Middle East - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/a9f57673-ff3e-4a4c-976f-1c4f67490ce5/market+update+3.png Articles - Market Update: Escalation in the Middle East - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/94337c9d-61b2-4ed4-83ba-6632df3c279c/market+update+4.jpg Articles - Market Update: Escalation in the Middle East - Make it stand out Source: Bloomberg, Betashares Direct. Returns are based on the S&P/ASX 200 and does not take into account any fees and costs. You cannot invest directly in an index. The ‘perfect top’ represents a hypothetical investor who moved their balance into a term deposit paying the RBA cash rate on 29 August 2008 and held this investment for one full calendar year, while the ‘perfect bottom’ represents a hypothetical investor who moved their balance into a term deposit paying the RBA cash rate on 6 March 2009 and held this investment for one full calendar year. Past performance (whether actual or simulated) is not an indicator of future performance. Provided for illustrative purposes only – not a recommendation to invest or adopt any investment strategy. Betashares, “Why the data suggests investors should stay invested”, March 2026. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/d8c5baff-5c62-4417-b9a5-d8ae5cee7d7b/market+update+5.webp Articles - Market Update: Escalation in the Middle East - Make it stand out Source: Bloomberg, Betashares Direct. Returns are based on the S&P/ASX 200 and does not take into account any fees and costs. You cannot invest directly in an index. The ‘perfect top’ represents a hypothetical investor who moved their balance into a term deposit paying the RBA cash rate on 21 February 2020 and held this investment for one full calendar year, while the ‘perfect bottom’ represents a hypothetical investor who moved their balance into a term deposit paying the RBA cash rate on 20 March 2020 and held this investment for one full calendar year. Past performance (whether actual or simulated) is not an indicator of future performance. Provided for illustrative purposes only – not a recommendation to invest or adopt any investment strategy. 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Key Changes for the 2024/2025 Financial Year The cap on after-tax superannuation contributions is now $120,000, providing more flexibility for boosting your retirement savings. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/c5c394d9-5f70-4ecd-a79d-2de4776d99dd/106.jpg Articles - Key Changes for the 2024/2025 Financial Year New tax cuts mean 13.6 million Australians will see more money in their paychecks. The new tax brackets are: Up to $18,200: No tax $18,201–$45,000: 16% tax $45,001–$135,000: 30% tax $135,001–$190,000: 37% tax Above $190,000: 45% tax https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/323eb71c-66a6-4f57-8513-3400016d1b0b/35.png Articles - Key Changes for the 2024/2025 Financial Year Certain government payments, including Family Tax Benefit, Newborn Supplement, and Rent Assistance, will see slight increases to keep up with the cost of living. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/06e56c67-72cb-480b-bd5c-3132abbb1ea5/new+financial+year+4.jpg Articles - Key Changes for the 2024/2025 Financial Year New schedules for residential and home care services have been released, reflecting updated funding and service provisions. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/09dea57a-1323-430f-829d-192ed24d43df/new+financial+year+5.jpg Articles - Key Changes for the 2024/2025 Financial Year A new $300 energy rebate will be applied quarterly to your power bills, providing $75 off each of your next four bills. https://www.yourvisionfinancial.com.au/articles/8-financial-empowerment-tips-for-women monthly 0.5 2024-06-11 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/cd922883-6673-4c22-9f54-b886cab8150e/Womans+Day+-+Take+Control+of+Your+Money.jpg Articles - 8 Financial Empowerment Tips for Women - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/0db9435d-d54b-4e30-8c4c-bce94920fee0/Womans+Day+-+Take+Control+of+Your+Money1.jpg Articles - 8 Financial Empowerment Tips for Women - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/2411fe43-e349-4891-a278-af82564fa4b9/two-ladies.jpg Articles - 8 Financial Empowerment Tips for Women - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.yourvisionfinancial.com.au/articles/understanding-financial-abuse monthly 0.5 2024-06-11 https://www.yourvisionfinancial.com.au/articles/money-matters monthly 0.5 2024-06-11 https://www.yourvisionfinancial.com.au/articles/federal-budget-summary-2024-25 monthly 0.5 2024-05-17 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/dd64808c-c96a-411b-aceb-c6f2c791172f/1.jpg Articles - Federal Budget Summary 2024-25 - Energy bill relief fund for all households and eligible small businesses The Government will provide $3.5 billion over 3 years from 2023-24 to extend and expand the Energy Bill Relief Fund to provide a $300 rebate to all Australian households and a $325 rebate to eligible small businesses on their 2024-25 electricity bills. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/02bf87cc-f20a-457f-9612-dd3e8fc04720/2.jpg Articles - Federal Budget Summary 2024-25 - Pharmaceutical Benefits Scheme (PBS) changes Pharmaceutical Benefits Scheme changes: The Government is working to finalise the new Eighth Community Pharmacy Agreement, supported by up to an additional $3 billion in funding. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/0e130472-bebd-469f-931c-13be25e7b8a5/4.jpg Articles - Federal Budget Summary 2024-25 - Social Security deeming rates freeze for a further 12 months The Government announced that it will extend the freezing of the social security deeming rates at their current rate for a further 12 months until 30 June 2025 to help with cost-of-living pressures. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/f2ae63b9-26a9-4ee1-841b-f36ec18f4f91/Screenshot+2024-05-16+143421.png Articles - Federal Budget Summary 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/768c884e-3346-467b-a002-09a2fa39e8d0/5.jpg Articles - Federal Budget Summary 2024-25 - Strengthening Medicare and the care economy The Government is investing $2.8 billion to continue its commitment to strengthen Medicare. This includes package to address pressures facing the health system, which provides: Funding to support older Australians avoid hospital admission, be discharged from hospital earlier and transition to other appropriate care. Deliver a further 29 Medicare Urgent Care Clinics and boost support for regional clinics. $90 million to address health workforce shortages by making it simpler and quicker for international health practitioners to work in Australia. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/2385bc36-b904-4a89-b7d1-104400a8f9d8/3.jpg Articles - Federal Budget Summary 2024-25 - Increase to rent assistance The Government will provide $1.9 billion over five years from 2023-24 (and $0.5 billion per year ongoing from 2028-29) to increase all Commonwealth Rent Assistance maximum rates by 10% from 20 September 2024 to help address rental affordability challenges for recipients. This builds on the 15% increase in September 2023 and will take maximum rates over 40% higher than in May 2022. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/0d85d891-6571-471b-bdc5-63b1c45ec45b/7.jpg Articles - Federal Budget Summary 2024-25 - Mental health support Almost half of Australians will experience a mental health concern in their lifetime. The Government is committed to creating a system where Australians can access quality and affordable care when and where they need it. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/4d4890ed-2aee-453b-97a3-e828b069ddac/8.jpg Articles - Federal Budget Summary 2024-25 - Carer Payment improve flexibility From 20 March 2025, the Government will make amendments to the eligibility criteria for Carer Payment recipients, the existing 25 hour per week participation limit will be amended to 100 hours over four weeks. The participation limit will no longer capture study, volunteering activities and travel time and will only apply to employment. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/1aa5f2fd-e4e7-4e17-92f4-0c9b00255afc/9.jpg Articles - Federal Budget Summary 2024-25 - No changes to stage 3 personal income tax cuts The Government made no further announcements to the legislated revised stage 3 tax cuts which will commence from 1 July 2024. The Treasurer said all 13.6 million taxpayers will receive a tax cut from 1 July 2024. The average annual tax cut is $1,888 (or $36 a week). https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/bdb7cd8e-6e72-4dda-b72e-0873c9127bdd/Screenshot+2024-05-16+144559.png Articles - Federal Budget Summary 2024-25 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/b5184671-b0d4-46e6-b96b-8791b0714bf9/10.jpg Articles - Federal Budget Summary 2024-25 - Small business instant asset write-off The Government will improve cash flow and reduce compliance costs for small businesses by extending the current instant asset write-off concession for another 12 months. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/e0da7523-44c6-478f-a5b1-ed920f6941f2/11.jpg Articles - Federal Budget Summary 2024-25 - Paying superannuation on Government funded Paid Parental Leave Payment (PPL) The Government will provide $1.1 billion over four years from 2024-25 (and $0.6 billion per year ongoing) to strengthen Australia’s government-funded PPL for births and adoptions on or after 1 July 2025. Eligible parents will receive an additional payment based on the Superannuation Guarantee (12%) of their PPL payments), as a contribution to their superannuation fund. Both partners are entitled to superannuation on their PPL payment. https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/aef1b2cf-8e04-49b6-8b0e-336c012dd491/12.jpg Articles - Federal Budget Summary 2024-25 - Regulatory reform and improved support Additional funding is being provided to: https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/4f9b6528-d183-41a7-86b0-da52f43b6bac/13.jpg Articles - Federal Budget Summary 2024-25 - Making it easier to buy a home The Government is giving more money to build homes for Australians faster, improve housing infrastructure, train more construction workers, and support affordable housing and homelessness services. This includes: https://www.yourvisionfinancial.com.au/articles/level-up-your-finances-how-to-make-the-most-of-your-big-promotion-or-pay-rise monthly 0.5 2024-08-25 https://www.yourvisionfinancial.com.au/articles/what-count-her-in-means-for-women-in-business monthly 0.5 2024-08-25 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/451e9d8c-9e21-45ea-8ab3-e5e9f86a849e/2024+International+Women+Day+-+Your+Vision+Financial+Solutions.jpg Articles - We asked women business leaders what Count Her In means to them It’s International Women’s Day and this year’s theme is Count Her In: Kochies Business Builders asked female founders, women in business and business leaders what the theme means for them. Read below what Patricia said. https://www.yourvisionfinancial.com.au/articles/stage-3-tax-cut-from-july-2024 monthly 0.5 2025-01-06 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/187b4cac-8f34-4169-a50e-d6a079cf971f/Stage+3+Tax+Cut+Explained+-+Your+Vision+Financial+Solutions+2.jpg Articles - Stage 3 Tax Cut from July 2024 - The government has recently made some adjustments to the tax cuts set to kick in from July 1 this year. Here's a simple breakdown of what's changing and how you might take advantage of these changes to boost your savings. https://www.yourvisionfinancial.com.au/articles/finance-tips-for-female-business-leaders-in-2024 monthly 0.5 2025-01-06 https://images.squarespace-cdn.com/content/v1/63e58eaeebdc006803d9da2c/d925d3b9-ba19-4a2c-84e4-da540204d3b2/IG+Post+HS+%2812%29.png Articles - Finance tips for female business leaders in 2024. As 2023 comes to a close and we look towards the new year, now is the time to reflect on financial shortcomings and plan ahead. While the current financial landscape is rife with challenges, it is also brimming with opportunities for those equipped with the right business acumen and financial foresight. 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